Budgeting NO ONE likes that word nor wants to do it! When people think of the word BUDGET, they think of Cheap Families. Well that may very well be the case, but I can tell you even the Richest of people more than likely budget, Businesses budget. So why as regular people can we not budget. For me I believe the reason why a lot of people cant budget is because they were never taught how to. They were around people who spent their money and never saved it; in turn it would be very hard for them to break out it.
I do admit that I was one of those people who didn't know how to budget and save money, and because of that I got myself into some really bad issues! DEBT! DEBT, is the worst thing that you can get yourself into and I am paying off my debt as we speak!
As I speak of my reasoning for budgeting, how I am recovering myself from the debt I have gotten myself into, I wanted to share I am able to do this on Income that sometimes is never really promised, and a monthly income of $1,000.
heres the breakdown of my expenses
Rent $600 Phone $94 T-mobile (T-mobile out all the companies that I have been with is the most reasonable Phone company I will breakdown why they are in another article) Metro Card $120 month Credit Bills $100 Spending $100 Savings $75
I break down each of these things into 3 different Accounts Spending Account (checking account) Bill Account (checking account) Savings Account
After I break each of my expenses into the categories, I divide my pay check from job every week ( if I do a photo shoot thats extra money but I do the same thing with that as well)
now because I break this down into what my pay check allows me, I don't over spend money when I know I cant if there is extra there is extra but I try to stick to this, and I know I didn't include a FOOD budget because most of the time I am Couponing so I am getting FREE things!
How can the common person over common this challenge?
Most try by getting a second job or a second mortgage or both.
However, the real answer lies in making the most out of your current income by starting and running a home based business.
Running a home based business can potentially save you thousands of dollars and make you money. The U.S. Congress has created laws the encourage individuals to be entrepreneurs to start and run their own business.
Business such as Apple, Coca-Cola, Microsoft, start at home and are now industry leaders.
One thing is for sure, IF YOUR LOOKING TO BUDGET AND KEEP TRACK OF YOUR
MONEY USE LEARN VEST! I have Learn vest and it has to be the best thing
that has ever happened to me to help me learn how to budget and know
where my money is going. This is very FREE unless you choose otherwise
but for the most part I have the APP on my phone and its saved me.
Their mission is to help you feel amazing about your money.
LearnVest is a program for your money.
Whether
you want to budget better, save for big trips, maximize your
investments, or something in between, we’re here to help you make
progress on your money.
Here is a review on an AWESOME website I found out about 2 weeks. You get CASH BACK ON ALL YOUR PURCHASES MADE ONLINE!!!! That is FREE money!!!
Here is the link: http://bit.do/fwHD-
Disclosure:This Post contains Affiliate Links which may generate a Revenue for the site when a purchase is made. You can read more at my Advertising/ Disclosure Page.
A few months ago my mother sent me an email about this boutique company. I was like what is this?
So I Opened the email up only to see JEWELRY! Like any girl or women, I was like this is some Cute stuff. However as I scrolled down I came Across a Botton that said Become a Boutique owner so I clicked on it and it brought me to this Video. I Immediately Signed up to have my own Boutique!
What is Kitsy Lane? Kitsy Lane is an exciting and innovative new
way to earn money on your own while serving as an editor-in-chief of
style and sharing jewelry and accessory selections with friends. As a
Boutique Owner, you'll get to create your own online storefront without
the usual risks and headaches of running a business. There's no starter
kit to buy, no website to build, no inventory to manage, and no trunk
shows to host. And you'll never have to pay a thing to run your boutique. Another Great thing about Kitsy Lane is you can earn Commission on What you buy as well which I thought was really good! Its almost as if you are getting Cash Back LOL!
RECENT PURCHASE!
KL Collection
Chrissy Necklace $22
Come shop with me (or open a Boutique with me) and check out my selection of Kitsy Lane jewelry and accessories at: https://315style.kitsylane.com
Easy to sign up and start your own online jewelry boutique, while earning up to 25% commission on each sale.
All basic marketing tools, including exclusive webinars, are included.
No pyramid scheme – you’re selling real products.
Earn commissions from your own purchases through Kitsy Lane.
- See more at: http://www.highya.com/kitsy-lane-reviews#sthash.V2Yn00Vt.dpuf
6GT76ZTP9H
15% Off
Pros:
Easy to sign up and start your own online jewelry boutique, while earning up to 25% commission on each sale.
All basic marketing tools, including exclusive webinars, are included.
No pyramid scheme – you’re selling real products.
Earn commissions from your own purchases through Kitsy Lane.
- See more at: http://www.highya.com/kitsy-lane-reviews#sthash.V2Yn00Vt.dpuf
Pros:
Easy to sign up and start your own online jewelry boutique, while earning up to 25% commission on each sale.
All basic marketing tools, including exclusive webinars, are included.
No pyramid scheme – you’re selling real products.
Earn commissions from your own purchases through Kitsy Lane.
- See more at: http://www.highya.com/kitsy-lane-reviews#sthash.V2Yn00Vt.dpuf
Disclosure:This Post contains Affiliate Links which may generate a Revenue for the site when a purchase is made. You can read more at my Advertising/ Disclosure Page.
Pros:
Easy to sign up and start your own online jewelry boutique, while earning up to 25% commission on each sale.
All basic marketing tools, including exclusive webinars, are included.
No pyramid scheme – you’re selling real products.
Earn commissions from your own purchases through Kitsy Lane.
- See more at: http://www.highya.com/kitsy-lane-reviews#sthash.V2Yn00Vt.dpuf
Based
in Boston, MA, Kitsy Lane (www.kitsylane.com) is an online jewelry
retailer that allows you to curate and sell products through a personal
“e-boutique,” while earning up to 25% commission on every sale. The
company claims that people from all walks of life operate their own
boutiques—from busy professionals, to stay at home moms, and even some
celebrities. In addition to individual boutiques, Kitsy Lane is also a
traditional online storefront, where you can shop for jewelry-related
merchandise just as you would through any other site.
Kitsy Lane carries a wide variety of jewelry, from big names to smaller
names, including earrings, necklaces, bracelets, rings, and much more.
In addition, you can also become a vendor if you have your own jewelry
line, which must be pre-approved by the company. Kitsy Lane claims to
differentiate themselves from their competition by offering
significantly discounted items. - See more at:
http://www.highya.com/kitsy-lane-reviews#sthash.L1KzdXus.dpuf
Based
in Boston, MA, Kitsy Lane (www.kitsylane.com) is an online jewelry
retailer that allows you to curate and sell products through a personal
“e-boutique,” while earning up to 25% commission on every sale. The
company claims that people from all walks of life operate their own
boutiques—from busy professionals, to stay at home moms, and even some
celebrities. In addition to individual boutiques, Kitsy Lane is also a
traditional online storefront, where you can shop for jewelry-related
merchandise just as you would through any other site.
Kitsy Lane carries a wide variety of jewelry, from big names to smaller
names, including earrings, necklaces, bracelets, rings, and much more.
In addition, you can also become a vendor if you have your own jewelry
line, which must be pre-approved by the company. Kitsy Lane claims to
differentiate themselves from their competition by offering
significantly discounted items. - See more at:
http://www.highya.com/kitsy-lane-reviews#sthash.L1KzdXus.dpuf
Based
in Boston, MA, Kitsy Lane (www.kitsylane.com) is an online jewelry
retailer that allows you to curate and sell products through a personal
“e-boutique,” while earning up to 25% commission on every sale. The
company claims that people from all walks of life operate their own
boutiques—from busy professionals, to stay at home moms, and even some
celebrities. In addition to individual boutiques, Kitsy Lane is also a
traditional online storefront, where you can shop for jewelry-related
merchandise just as you would through any other site.
Kitsy Lane carries a wide variety of jewelry, from big names to smaller
names, including earrings, necklaces, bracelets, rings, and much more.
In addition, you can also become a vendor if you have your own jewelry
line, which must be pre-approved by the company. Kitsy Lane claims to
differentiate themselves from their competition by offering
significantly discounted items. - See more at:
http://www.highya.com/kitsy-lane-reviews#sthash.L1KzdXus.dpuf
Based
in Boston, MA, Kitsy Lane (www.kitsylane.com) is an online jewelry
retailer that allows you to curate and sell products through a personal
“e-boutique,” while earning up to 25% commission on every sale. The
company claims that people from all walks of life operate their own
boutiques—from busy professionals, to stay at home moms, and even some
celebrities. In addition to individual boutiques, Kitsy Lane is also a
traditional online storefront, where you can shop for jewelry-related
merchandise just as you would through any other site.
Kitsy Lane carries a wide variety of jewelry, from big names to smaller
names, including earrings, necklaces, bracelets, rings, and much more.
In addition, you can also become a vendor if you have your own jewelry
line, which must be pre-approved by the company. Kitsy Lane claims to
differentiate themselves from their competition by offering
significantly discounted items. - See more at:
http://www.highya.com/kitsy-lane-reviews#sthash.L1KzdXus.dpuf
Based
in Boston, MA, Kitsy Lane (www.kitsylane.com) is an online jewelry
retailer that allows you to curate and sell products through a personal
“e-boutique,” while earning up to 25% commission on every sale. The
company claims that people from all walks of life operate their own
boutiques—from busy professionals, to stay at home moms, and even some
celebrities. In addition to individual boutiques, Kitsy Lane is also a
traditional online storefront, where you can shop for jewelry-related
merchandise just as you would through any other site.
Kitsy Lane carries a wide variety of jewelry, from big names to smaller
names, including earrings, necklaces, bracelets, rings, and much more.
In addition, you can also become a vendor if you have your own jewelry
line, which must be pre-approved by the company. Kitsy Lane claims to
differentiate themselves from their competition by offering
significantly discounted items. - See more at:
http://www.highya.com/kitsy-lane-reviews#sthash.L1KzdXus.dpuf
Budgeting NO ONE likes that word nor wants to do it! When people think of the word BUDGET, they think of Cheap Families. Well that may very well be the case, but I can tell you even the Richest of people more than likely budget, Businesses budget. So why as regular people can we not budget. 
