4 pack Coupon giveaway — by Unknown on

Sunday Coupon Inserts   will be offering 4 of my readers to win a 4 pack of each coupon insert coming 01-04-15.  Its a new year and we want you to start couponing if you want to this give away comment below or enter below.  I will be picking winners 1-06-14

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Coupon Lingo — by Unknown on

well for those of you who dont know here is some coupon lingo that you should know below

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How I budget? — by Unknown on

 How I budget?

Budgeting NO ONE likes that word nor wants to do it! When people think of the word BUDGET, they think of Cheap Families. Well that may very well be the case, but I can tell you even the Richest of people more than likely budget, Businesses budget. So why as regular people can we not budget.

For me I believe the reason why a lot of people cant budget is because they were never taught how to. They were around people who spent their money and never saved it; in turn it would be very hard for them to break out it.

I do admit that I was one of those people who didn't know how to budget and save money, and because of that I got myself into some really bad issues! DEBT! DEBT, is the worst thing that you can get yourself into and I am paying off my debt as we speak!

As I speak of my reasoning for budgeting, how I am recovering myself from the debt I have gotten myself into, I wanted to share I am able to do this on Income that sometimes is never really promised, and a monthly income of $1,000.


heres the breakdown of my expenses

Rent $600
Phone $94 T-mobile (T-mobile out all the companies that I have been with is the most reasonable Phone company I will breakdown why they are in another article)
Metro Card $120 month
Credit Bills $100
Spending $100
Savings $75

I break down each of these things into 3 different Accounts
Spending Account (checking account)
Bill Account (checking account)
Savings Account

After I break each of my expenses into the categories, I divide my pay check from job every week ( if I do a photo shoot thats extra money but I do the same thing with that as well)

Weekly Breakdown
$600-$150 weekly
$94 -$23.50 weekly
$120- $30 Weekly
$100-$25 weekly
$75- $18.50 weekly

now because I break this down into what my pay check allows me, I don't over spend money when I know I cant if there is extra there is extra but I try to stick to this, and I know I didn't include a FOOD budget because most of the time I am Couponing so I am getting FREE things!

Where to find Coupons? — by Unknown on

Where to find coupons?

There are alot of ways to get coupons and several of them are free!  As someone who coupons you want to make sure that you get at least 3-6 copies of these coupons; so that you can build your stockpile. This is because if say a bottle of Kraft BBQ sauce is on sale for $1 and you have -3-6 coupons that make it a dollar off you go home with FREE BBQ sauce. 

Sunday Paper is one way to get coupons. The sunday paper contains Smart Source (SS), Red Plum (RP) or Proctor & Gamble (PG).  When you order a subscription to your paper ask them two questions- Do they offer a Sunday or weekly only subscriptions?  and Do they offer a discount if you buy multiple copies of Sunday’s paper?  It is a huge benefit to have multiple copies of coupons. 

There is also the options of printing coupons out from different sites. 

A site that has helped me alot in my couponing http://thekrazycouponlady.com/ 

Blinkies

The little machines in the grocery isle with a red blinking light that hands out coupons.

Catalina Coupons

You know those extra strips of paper you get with each receipt? Those are Catalina Coupons and can be very valuable.

Peelies

Found sticking to the product itself.

CVS Coupon Haul — by Unknown on

Today I went two different CVS  just to get what I wanted :( but I have to admit it was worth it. The first one was sold out of all of the items. So I went to the Second one.    Here is a breakdown of everything that I got.    Transaction 1:   4 Cologate Optic White Mouth Wash $4.69  1 Cologate Optic White Toothpaste $5.79  (CVS SALE BUY $20 worth RECIEVE $10 EXTRA BUCKS)   Coupons Used  4 Cologate Optic White Mouth Wash $1/1  1 CVS EXTRA BUCKS $20.00  1 $ 1 off $5 Oral Care CVS COUPON   Total Before Coupons $24.55 Total After Coupons $0.05 (SALES TAX) Savings Value 100%   Transaction 2: 2 Post Honey Bunches of Oats $1.99 9 Purex Detergents $6.49  (CVS SALE BUY 1 GET 2 FREE)   Coupons Used 9 PUREX DETERGENTS $1.50/1  1 CVS EXTRA BUCK $8
Total Before Coupons $67.59  Total After Coupons $0.50 (SALES TAX INCLUDED)  Savings Value 99%   Transaction 3 1 Pop Chips $2.00  8 Stoufers Microwave Meals $3.00 Each  2 Post Honey Bunches of Oats $1.99   Coupons Used  1 POST CEREAL COUPON $1.00/2 4 Stoufer Mircowave MEAL $1.50/2 1 CVS EXTRA BUCKS 10.00 1 CVS EXTRA BUCKS $0.50 POP CHIPS IBOTTA CREDIT $0.50   Total Before Coupons $46.89 Total After Coupons $13.97  
Savings Value 69%

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H & M Haul — by Unknown on

H&M Bra $7

Matching Panty $1 

Panty $1 

Boy Short Panty $1

Total spent: $10 


Purchased with my own Money